Traveling on a Schengen visa- Do I need travel insurance
If you are looking for a sophisticated and thrilling vacation break, a Europe tour is the best option to go with. The architectural beauty of Europe and the variety of world-famous cuisine will amaze you to an extent. To experience all these wonders together you need to have a multi-entry Schengen visa. This helps international visitors to enter and move freely around the 27 Schengen countries. With the rest significant documents travel insurance for Schengen visit is also required.
Depending upon your origin country the travel insurance for Europe should meet the specific requirements. Check the below-mentioned requirements for Schengen travel insurance in detail-
Travel insurance for Schengen: specification-
Travel insurance is medical insurance that is made covering some specific standards. One cannot apply for a visa without suitable Schengen travel insurance. At the time of planning your trip and visa documents, you must check what travel insurance for Schengen should cover.
It should cover the medical expenses related to injuries or illness while traveling to the region. This may include the expenses of the ambulance, x-rays, surgeries, hospital stays, or some other medical emergencies. Check the other requirements for Schengen travel insurance.
- It should offer medical coverage for the entire stay period within the Schengen region. (up to 90 days within 180 days)
- It should be valid for all the Schengen countries.
- Travel insurance for Schengen should have a minimum coverage of at least 30,000€.
- It should have a 0$ deductible.
- Emergency medical evacuation.
- Urgent medical attention.
- Return of mortal remains.
- Emergency hospital treatment.
Sometimes it is also required to present a letter from your insurance company mentioning that your Schengen travel insurance meets all required guidelines. The insurance company can present this letter for your application.
After meeting the specification of travel insurance one should know about the benefits of having Schengen travel insurance. Check the benefits below-
Travel medical insurance is not just necessary because of visa requirements for the country but also because of international travel consequences. Experiencing new tastes, lifestyle, temperature and much more is never easy. In case of any unexpected accidents, or health issues Schengen travel insurance is required to cover the medical expense.
- Flight delays or cancellations- Flight delays or rescheduling is very common these days especially when it comes to international traveling. Valid travel insurance for Schengen countries will help you to have some financial coverage due to flight delays or cancellations.
- Lost or damaged luggage- Baggage issues are very common while returning from any international tour. Travel insurance will cover your financial loss in case of luggage mishaps.
- Travel agency/lodging accommodation coverage- If you have already booked your hotels for international travel plans, then travel insurance gives you financial coverage in case the bookings got occupied due to any reasons.
- Multi-trip coverage- There are different travel insurance plans as per the single entry or multi-entry permit. Select the best travel insurance for Schengen for one year. If your plan is for several Schengen trips within a year then go with multi- trip coverage plan.
Some best travel insurance for Schengen-
Choose the best travel insurance for Europe that satisfies the below-mentioned plans-
- Customized travel protection plans
- Flight cancellation protection
- Emergency Medical Insurance
- Emergency medical transportation
- Repatriation of mortal remains
- Cover the loss of your bags, tech, and gear
- Compliant with Schengen rules
- Instant policy delivery
- Online Claims
- For individuals and groups
- 24/7 Assistance
- Lost luggage coverage
- Lost or stolen passport/visa assistance
Choose the best travel insurance plan for your Schengen visit and have the best vacation time in Europe. Traveling and exploring 27 European countries at a time is next to heaven. The requirements for a Schengen visa depend on the nationality of the applicants as well. Check the details properly before looking for a Schengen vacation and arrange the documents accordingly. Don’t miss to prepare the travel insurance for the Schengen visit. It is an important part of the document and helps a lot during international travels.